Funding — Seniors

HUD Home Modifications for Older Adults Grant

Updated June 2025 — State-administered; eligibility varies

Important: This is a state-administered program — HUD gives money to states, which then administer their own programs. Availability, eligibility, and amounts vary significantly by state. Not all states have active programs in every year.

What the HUD Older Adults Program Is

The HUD Home Modifications for Older Adults program (authorized under Section 8011 of the Elementary and Secondary Education Act, as amended by the Housing and Community Development Act) provides grants to states, local governments, and nonprofit organizations to support home modifications that enable low-income older adults to remain safely in their homes. The program is specifically designed to reduce falls and improve functional independence.

What Modifications Are Covered

Covered modifications typically include:

  • Grab bars and handrails
  • Stair lifts and ramps
  • Roll-in shower conversions
  • Doorway widening
  • Non-slip flooring
  • Improved lighting
  • Smart home modifications (voice-activated devices, medical alert systems in some programs)

How to Find Your State's Program

Because this is state-administered, you need to contact your state's housing agency or aging services department. The best paths:

  1. Contact your State Unit on Aging: Every state has one. Search "[your state] unit on aging home modification grants" or call your state's aging department directly.
  2. Contact your Area Agency on Aging (AAA): Call the Eldercare Locator at 1-800-677-1116 to find your local AAA. Many AAAs administer HUD-funded home modification programs locally.
  3. Contact your state housing finance agency: Many states route HUD home modification funds through their housing finance agency. Search "[your state] housing finance agency home repair grants."

General Eligibility Criteria (Vary by State)

  • Age 60 or older (some states set higher minimums)
  • Low to moderate income (limits vary; typically 80% of area median income or lower)
  • Owner-occupied home (some programs also serve renters)
  • Modification must address fall risk or functional limitation

Combining with Other Programs

HUD Older Adults grants can typically be combined with USDA 504 (for rural homeowners), VA programs (for veterans), and local nonprofit programs. See our funding stacking guide.

Related

USDA 504 Grant — Up to $10,000
Local Options

Nonprofit & Community Grants
Strategy

Stacking Multiple Funding Sources
Disclaimer: General informational content only. Not legal, medical, or financial advice. Always verify program details with the relevant agency before applying.